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See your real take-home pay after tax, CPP, and EI deductions
Canada + USA · 2025/2026 brackets · Instant
Methodology: CRA tax brackets · CPP/EI contribution rates · IRS withholding tables
A paycheck calculator shows your real take-home pay after all deductions — federal and provincial/state income tax, CPP/QPP, EI, and other payroll deductions. It uses current tax brackets and rates for Canada and the US.
Knowing your net pay helps you budget accurately, negotiate salary with confidence, and plan for tax season. No surprises, no guesswork.
Payroll calculators from banks and job sites often lag behind rate changes or use simplified averages. This one applies the actual 2025/2026 progressive tax brackets — federal and provincial — plus exact CPP/EI formulas from the CRA.
Every deduction is itemized. No "estimated" buckets. Built because understanding your real marginal rate shouldn't require an accountant.
Payroll calculators from banks and job sites often lag behind rate changes or use simplified averages. This one applies the actual 2025/2026 progressive tax brackets — federal and provincial — plus exact CPP/EI formulas from the CRA.
Every deduction is itemized. No "estimated" buckets. Built because understanding your real marginal rate shouldn't require an accountant. More about usecos →
Sources: CRA tax brackets · EI rates · CPP rates
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