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Cash flow, cap rate, ROI, and DSCR analysis
Cap rate · DSCR · Cash-on-cash ROI
Methodology: OSFI B-20 · Canadian real estate underwriting standards
An investor ROI calculator evaluates rental property performance by analyzing cash flow, cap rate, cash-on-cash return, and DSCR — helping Canadian real estate investors decide if a property is worth buying.
Enter purchase price, down payment, rent, and expenses below to see if a property cash flows. All calculations run locally — no data stored.
Real estate investing involves significant capital — you need accurate numbers before making an offer. Our calculator uses Canadian underwriting standards including OSFI B-20 guidelines and standard lender DSCR requirements.
All calculations run locally on your device. Your financial data stays private.
CASH FLOW
$-1,139.63/mo
CAP RATE
3.52%
COC ROI
-6.8%
DSCR
0.82
⚠️ May struggle to qualify
Below 1.0 — consider a larger down payment or higher rent