2026 Canadian Tax Brackets: Federal + Provincial Rates Compared

2026 Federal Tax Brackets

Income Range	Tax Rate
$0 – $55,867	15%
$55,867 – $111,733	20.5%
$111,733 – $173,205	26%
$173,205 – $246,752	29%
$246,752+	33%

CPP & EI Contributions (2026)

• CPP: 5.95% on earnings between $3,500 and $68,500 (max ~$3,868)
• CPP2 (enhanced): 4% on earnings between $68,500 and $73,200 (max ~$188)
• EI: 1.66% on earnings up to $63,200 (max ~$1,049)

Provincial Tax Comparison

Provincial rates vary dramatically. Ontario's top marginal rate is 53.53% (combined), while Alberta's is 48.0%. Quebec has the highest combined rate at 53.31% for top earners.

Marginal vs Average Tax Rate

Your marginal rate applies to your next dollar earned — critical for RRSP planning and bonus decisions. Your average rate is total tax ÷ total income.

Calculate your exact take-home pay with our Paycheck Calculator — it handles all federal and provincial brackets automatically.