/*! tailwindcss v4.3.0 | MIT License | https://tailwindcss.com */.section-spacing{margin-top:48px;padding-bottom:96px}.wrap{z-index:1;width:100%;min-width:0;max-width:1100px;margin:0 auto;padding:0 24px;position:relative}.header-nav>ul>li>:is(a,button){align-items:center;min-height:44px;display:inline-flex}.header-nav>ul>li>a[aria-current=page]{color:var(--accent);text-underline-offset:6px;text-decoration:underline}.header{z-index:50!important;background:var(--bg)!important;border-bottom:1px solid var(--text-tertiary)!important;width:100%!important;position:sticky!important;top:0!important}@supports (color:color-mix(in lab,red,red)){.header{border-bottom:1px solid color-mix(in srgb,var(--text-tertiary) 30%,transparent)!important}}.header{-webkit-backdrop-filter:blur(8px)!important;flex-direction:column!important;justify-content:center!important;padding:0!important}.header,.header .wrap{min-height:56px!important;display:flex!important}.header .wrap{justify-content:space-between!important;align-items:center!important;gap:12px!important;width:100%!important;max-width:1100px!important;margin:0 auto!important;padding:0 16px!important}@media (min-width:640px){.header,.header .wrap{min-height:64px!important}.header .wrap{gap:24px!important;padding:0 24px!important}}@media (max-width:767px){.header-nav{display:none!important}}@media (min-width:640px) and (max-width:1023px){.header .wrap{gap:12px!important}}@media (min-width:768px){.header-nav{margin-left:auto!important}.header-nav,.header-nav ul{align-items:center!important;display:flex!important}.header-nav ul{gap:18px!important;margin:0!important;padding:0!important;list-style:none!important}}@media (min-width:1024px){.header-nav ul{gap:24px!important}}.header-nav a,.header-nav button{opacity:.8;transition:opacity .2s,color .2s;color:var(--text)!important;font-family:Inter,system-ui,sans-serif!important;font-size:14px!important;font-weight:600!important;text-decoration:none!important}.header-nav a:hover,.header-nav button:hover{opacity:1!important;color:var(--accent)!important}.logo{flex-shrink:0;font-family:var(--font-raela-pro),"Inter",system-ui,-apple-system,sans-serif!important;letter-spacing:-.04em!important;color:var(--text)!important;align-items:center!important;font-size:24px!important;font-weight:800!important;line-height:1!important;text-decoration:none!important;display:inline-flex!important}@media (min-width:640px){.logo{font-size:28px!important}}.logo span{-webkit-text-fill-color:transparent;background:linear-gradient(90deg,#22c98a,#1b76df);-webkit-background-clip:text;background-clip:text}#theme-toggle{cursor:pointer;background:var(--card);border:1px solid var(--border);width:36px;height:36px;color:var(--text);border-radius:8px;flex-shrink:0;justify-content:center;align-items:center;margin-left:2px;transition:all .2s;display:inline-flex}#theme-toggle:hover{border-color:var(--sub);transform:translateY(-1px)}#theme-toggle svg{fill:none;stroke:currentColor;stroke-width:2px;stroke-linecap:round;stroke-linejoin:round;width:18px;height:18px}header.hero-header{text-align:center;flex-direction:column;align-items:center;max-width:880px;margin:64px auto 72px;display:flex}header.paper-hero{background:#faf6ee;border:1px solid #e7dece;border-radius:24px 18px 28px 20px;max-width:1120px;margin:32px auto 64px;padding:32px clamp(18px,3vw,40px);box-shadow:0 8px 28px #2f271a0d}.paper-hero-intro{grid-template-columns:1.2fr 1fr;align-items:center;gap:28px;width:100%;display:grid}.paper-hero-copy{text-align:left}.paper-eyebrow{color:#167d77;letter-spacing:.09em;text-transform:uppercase;margin-bottom:20px;font-size:12px;font-weight:800}.paper-hero .paper-hero-copy h1{color:#192a33;max-width:14ch;margin:0;font-size:clamp(2.3rem,4.4vw,3.7rem);line-height:1.08}.paper-hero .hero-sub{color:#52616a;max-width:48ch;margin:20px 0 0}.paper-hero-art{justify-self:center;width:100%;max-width:420px}.paper-hero-art img{border-radius:20px;width:100%;height:auto;transform:rotate(2deg)}.paper-category-tags{flex-wrap:wrap;gap:10px;margin-top:24px;display:flex}.paper-category-tags a{color:#263137;background:#efd294;border:1px solid #2631371a;border-radius:5px 9px 6px 3px;padding:8px 14px;font-size:13px;font-weight:700;text-decoration:none}.paper-category-tags a:nth-child(2){background:#d2e5e9;transform:rotate(-2deg)}.paper-category-tags a:nth-child(3){background:#eee5d1;transform:rotate(2deg)}.paper-category-tags a:nth-child(4){background:#cce8df}.paper-category-tags a:hover{outline-offset:3px;outline:2px solid #167d77}[data-theme=dark] header.paper-hero{background:#222d31;border-color:#405052}[data-theme=dark] .paper-hero .paper-hero-copy h1{color:#f6efe1}[data-theme=dark] .paper-hero .hero-sub{color:#c4ced0}[data-theme=dark] .paper-eyebrow{color:#8ed9c8}@media (max-width:700px){header.paper-hero{margin-top:20px;padding:24px 18px}.paper-hero-intro{grid-template-columns:1fr;gap:20px}.paper-hero-copy{text-align:center}.paper-hero .hero-sub,.paper-hero .paper-hero-copy h1{margin-left:auto;margin-right:auto}.paper-category-tags{justify-content:center}.paper-hero-art{max-width:280px}}.hero-kicker{background:var(--brand);border-radius:999px;align-items:center;gap:8px;width:-moz-fit-content;width:fit-content;padding:8px 12px;display:inline-flex}@supports (color:color-mix(in lab,red,red)){.hero-kicker{background:color-mix(in srgb,var(--brand) 10%,var(--card))}}.hero-kicker{border:1px solid var(--brand)}@supports (color:color-mix(in lab,red,red)){.hero-kicker{border:1px solid color-mix(in srgb,var(--brand) 20%,var(--border))}}.hero-kicker{color:var(--brand-dark);text-transform:uppercase;letter-spacing:.08em;font-size:12px;font-weight:800}.hero-header h1{max-width:15ch;color:var(--text);letter-spacing:-.02em;text-wrap:balance;margin-top:22px;font-size:clamp(2.25rem,5vw,3.5rem);font-weight:800;line-height:1.07}.hero-sub{max-width:620px;color:var(--sub);text-wrap:pretty;margin-top:20px;font-size:clamp(1rem,1.5vw,1.12rem);line-height:1.65}.hero-cta-group{align-items:center;gap:14px;margin-top:32px}.hero-cta-group,.hero-trust{flex-wrap:wrap;justify-content:center;display:flex}.hero-trust{color:var(--text-tertiary);gap:10px 22px;margin-top:28px;padding:0;font-size:13px;font-weight:650;list-style:none}.hero-trust li{align-items:center;gap:8px;display:inline-flex}.hero-trust li svg{color:var(--brand);flex-shrink:0}.primary-btn{cursor:pointer;background:linear-gradient(135deg,#1b76df,#22c98a);border:none;border-radius:10px;justify-content:center;align-items:center;gap:8px;min-height:48px;padding:0 22px;font-size:15px;font-weight:750;transition:transform .2s,box-shadow .2s;display:inline-flex;box-shadow:0 10px 24px #1b76df38;color:#fff!important;text-decoration:none!important}.primary-btn:hover{transform:translateY(-2px);box-shadow:0 14px 30px #1b76df59}.primary-btn:active{transform:translateY(0);box-shadow:0 6px 16px #1b76df40}.primary-btn:focus-visible{outline:2px solid var(--accent);outline-offset:2px}.secondary-btn,.secondary-link{border:1px solid var(--border);background:var(--accent);border-radius:10px;justify-content:center;align-items:center;min-height:48px;padding:0 18px;display:inline-flex}@supports (color:color-mix(in lab,red,red)){.secondary-btn,.secondary-link{background:color-mix(in srgb,var(--accent) 3%,var(--card))}}.secondary-btn,.secondary-link{color:var(--text);cursor:pointer;font-size:14px;font-weight:700;transition:border-color .2s,background-color .2s,transform .2s,box-shadow .2s;text-decoration:none!important}.secondary-btn:hover,.secondary-link:hover{border-color:var(--accent);background:var(--accent)}@supports (color:color-mix(in lab,red,red)){.secondary-btn:hover,.secondary-link:hover{background:color-mix(in srgb,var(--accent) 6%,var(--card))}}.secondary-btn:hover,.secondary-link:hover{color:var(--text);transform:translateY(-2px);box-shadow:0 2px 8px #2563eb1f}.secondary-btn:active,.secondary-link:active{transform:translateY(0)}.secondary-btn:focus-visible,.secondary-link:focus-visible{outline:2px solid var(--accent);outline-offset:2px}#tools{text-align:center;margin-top:24px;padding-top:16px}#tools h2{letter-spacing:0;margin-bottom:8px}#tools p{margin-bottom:40px}@keyframes fadeIn{0%{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}.animate-fade-in{animation:fadeIn .4s ease-out both}@media (max-width:840px){header.hero-header{margin:48px auto 56px}}@media (max-width:640px){header.hero-header{margin:40px auto 48px}}@media (max-width:520px){header.hero-header{margin:32px auto 44px}.hero-header h1{max-width:none;font-size:1.875rem;line-height:1.15}.hero-sub{margin-top:14px}.hero-cta-group,.primary-btn,.secondary-btn{width:100%}}.tools-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;width:100%;margin-top:40px;display:grid!important}@media (max-width:768px){.tools-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:480px){.tools-grid{grid-template-columns:1fr}}.tool-card{background:var(--card);border:1px solid var(--border);border-radius:12px;flex-direction:column;min-height:230px;padding:24px;text-decoration:none;transition:transform .2s,border-color .2s;display:flex;position:relative;overflow:hidden;padding-top:32px!important}.tool-card:hover{border-color:var(--accent);transform:translateY(-2px)}.tool-card[data-color=investor],.tool-card[data-color=mortgage]{--accent:var(--mortgage);--glow:var(--mortgage-glow)}.tool-card[data-color=vin]{--accent:var(--vin);--glow:var(--vin-glow)}.tool-card[data-color=pay]{--accent:var(--pay);--glow:var(--pay-glow)}.tool-card[data-color=gst]{--accent:var(--gst);--glow:var(--gst-glow)}.tool-card:before{content:"";background:var(--accent);opacity:0;height:2px;transition:opacity .2s;position:absolute;top:0;left:0;right:0}.tool-card:hover:before{opacity:1}.tool-card.featured{background:var(--card);border:2px solid var(--accent)!important}.tool-card.featured:hover{transform:translateY(-2px)}.card-badge-highlight{text-transform:uppercase;letter-spacing:.05em;border:1px solid var(--accent);border-radius:6px;align-items:center;gap:4px;padding:4px 10px;line-height:1;display:inline-flex;position:absolute;top:12px;right:12px;background:var(--glow)!important;color:var(--accent)!important;font-size:11px!important;font-weight:700!important}@supports (color:color-mix(in lab,red,red)){.card-badge-highlight{border:1px solid color-mix(in srgb,var(--accent) 30%,transparent)}}.tool-icon{background:var(--glow);width:44px;height:44px;color:var(--accent);border:1px solid var(--accent);border-radius:12px;justify-content:center;align-items:center;margin-bottom:16px;font-size:22px;transition:transform .2s;display:flex}@supports (color:color-mix(in lab,red,red)){.tool-icon{border:1px solid color-mix(in srgb,var(--accent) 18%,transparent)}}.tool-card:hover .tool-icon{transform:translateY(-1px)scale(1.06)}.tool-name{color:var(--text);letter-spacing:0;margin-bottom:6px;font-size:18px;font-weight:800}.tool-desc{color:var(--sub);flex-grow:1;min-height:2.8em;margin-bottom:16px;font-size:14px;line-height:1.55}.tool-cta{color:var(--accent);align-items:center;gap:6px;margin-top:auto;font-size:13px;font-weight:800;transition:transform .2s;display:inline-flex}.tool-card:hover .tool-cta{transform:translate(4px)}.card-hover{transition:transform .2s,box-shadow .2s,border-color .2s}.card-hover:hover{border-color:var(--accent);transform:translateY(-2px);box-shadow:0 4px 12px #00000014}.guides,.seo-content{text-align:left;background:var(--card);border:1px solid var(--border);border-radius:24px;margin-top:64px;padding:40px}.guides{width:100%}.guides h2{color:var(--text);letter-spacing:-.5px;margin-bottom:6px;font-weight:700;font-size:24px!important}.guides-sub{color:var(--muted-foreground);margin-bottom:32px;font-size:14px}.guides-grid-container{grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:32px;display:grid}@media (min-width:1024px){.guides-grid-container{grid-template-columns:repeat(3,1fr)!important;gap:40px!important}}.guides-group{flex-direction:column;gap:12px;display:flex}.guides-heading{color:var(--text);gap:12px;margin-bottom:8px;font-size:16px;font-weight:600}.guides-heading,.guides-icon{align-items:center;display:flex}.guides-icon{border-radius:8px;flex-shrink:0;justify-content:center;width:36px;height:36px}.guides-icon[data-color=mortgage]{background:var(--mortgage-glow);color:var(--mortgage)}.guides-icon[data-color=pay]{background:var(--pay-glow);color:var(--pay)}.guides-icon[data-color=vin]{background:var(--vin-glow);color:var(--vin)}.guides-icon[data-color=gst]{background:var(--gst-glow);color:var(--gst)}.guides-icon svg{stroke:currentColor;fill:none;width:18px!important;height:18px!important}.guides-group a{opacity:.9;line-height:1.4;transition:opacity .15s;color:var(--accent)!important;font-size:14px!important;font-weight:500!important;text-decoration:none!important}.guides-group a:hover{opacity:1;text-decoration:underline!important}.guides-group .guides-blog-link{color:var(--accent)!important;font-weight:600!important}.guides-group .guides-description{opacity:.8;margin:0;line-height:1.4}@layer base{:root{--control-height:44px;--radius-control:10px;--text-muted:var(--text-secondary);--bg-subtle:var(--surface-subtle);--surface-hover:var(--accent)}@supports (color:color-mix(in lab,red,red)){:root{--surface-hover:color-mix(in srgb,var(--accent) 8%,var(--card))}}:root{--accent-subtle:var(--accent-ring);--card-hover-bg:var(--surface-subtle);--bg-card:var(--card);--surface-elevated:var(--surface-raised)}html{scrollbar-color:var(--text-tertiary) var(--surface)}::-moz-selection{background:var(--accent)}::selection{background:var(--accent)}@supports (color:color-mix(in lab,red,red)){::-moz-selection{background:color-mix(in srgb,var(--accent) 24%,var(--card))}::selection{background:color-mix(in srgb,var(--accent) 24%,var(--card))}}::-moz-selection{color:var(--text-primary)}::selection{color:var(--text-primary)}.grid>*,main{min-width:0}:where(h1,h2,h3,h4,p,li,dd,figcaption){overflow-wrap:break-word}:where(h1,h2,h3,h4,[id]){scroll-margin-top:88px}:where(button,input,select,textarea){font:inherit}:where(input,textarea){caret-color:var(--accent)}:where(input:not([type=checkbox]):not([type=radio]):not([type=range]):not([type=hidden]),select,textarea){border-radius:var(--radius-control);background-color:var(--card);min-width:0;max-width:100%;color:var(--text-primary)}:where(input[type=number],output,td,[data-numeric]){font-variant-numeric:tabular-nums}:where(button,select,summary,input[type=checkbox],input[type=radio],input[type=range]){cursor:pointer}:where(input[type=checkbox],input[type=radio],input[type=range]){accent-color:var(--accent)}:where(button:disabled,input:disabled,select:disabled,textarea:disabled){cursor:not-allowed}:where(input[aria-invalid=true],select[aria-invalid=true],textarea[aria-invalid=true]){border-color:var(--danger)}:where(a){text-underline-offset:.2em;text-decoration-thickness:.08em}:where(img,video,canvas){max-width:100%}}@media (max-width:640px),(pointer:coarse){.header button,[data-slot=button],main button:not([role=switch]){min-height:var(--control-height);min-width:var(--control-height)}main input:not([type=checkbox]):not([type=radio]):not([type=range]):not([type=hidden]):not([type=file]),main select{min-height:var(--control-height)}}.tool-page-inner{width:100%;min-width:0}.tool-command-main{min-width:0}.tool-command-proof{overflow-wrap:anywhere}main input[type=range]{min-height:var(--control-height);background-clip:content-box;padding-block:18px}@media (forced-colors:active){:where(button,input,select,textarea,a):focus-visible{box-shadow:none;outline-color:highlight!important}}@media print{#theme-toggle,.ActionBar,.action-bar,.calcBtn,.card-badge-highlight,.compareBtn,.cookie-consent,.embed-code-section,.footer,.header-nav,.hero-cta-group,.no-print,.periodToggle,.presetBtn,.skip-link,.toggleGroup,[class*=ActionBar],[class*=actionBar],button,footer,header.header,iframe,nav{display:none!important}@page{margin:1.5cm}body{background:white!important;color:black!important;font-size:12pt;line-height:1.5;padding:0!important}.card,.resultCard,[class*=Card],[class*=ResultCard],[class*=card],[class*=resultCard]{box-shadow:none!important;border:1px solid #ccc!important;border-radius:4px!important;page-break-inside:avoid;max-width:100%!important;background:white!important}h1,h2,h3,h4,h5,h6{color:black!important;page-break-after:avoid}li,p{orphans:3;widows:3}a{color:black!important;text-decoration:underline}a[href^=http]:after{content:" (" attr(href) ")";font-size:9pt;color:#555!important}a[href^="/"]:after{content:" (https://usecos.app" attr(href) ")";font-size:9pt;color:#555!important}a.no-print-link:after,a[href^="#"]:after{content:none!important}table{border-collapse:collapse;width:100%;page-break-inside:auto}thead{display:table-header-group}tr{page-break-inside:avoid}td,th{border:1px solid #ccc;padding:6px 8px;text-align:left;font-size:10pt}.chip,[class*="bg-["],[class*=Badge],[class*=badge]{background:#f5f5f5!important;color:black!important;border:1px solid #ddd!important}body:after{content:"Generated by usecos.app";position:fixed;bottom:10mm;right:10mm;font-size:8pt;color:#999!important;opacity:.7}.wrap,[class*=Container],[class*=Page],[class*=container],[class*=page],main{max-width:100%!important;padding:0!important;margin:0!important}h2,h3{page-break-after:avoid}.section-card,[class*=SectionCard]{page-break-inside:avoid}}@font-face{font-family:inter;src:url(/_next/static/media/6c596dfcddeca1e9-s.p.woff2) format("woff2");font-display:swap;font-weight:100 900;font-style:normal}@font-face{font-family:inter Fallback;src:local("Arial");ascent-override:89.79%;descent-override:22.36%;line-gap-override:0.00%;size-adjust:107.89%}.__className_365cbc{font-family:inter,inter Fallback,system-ui,arial;font-style:normal}@font-face{font-family:raelaPro;src:url(/_next/static/media/04ad229ed9df931e-s.woff2) format("woff2");font-display:swap;font-weight:600;font-style:normal}@font-face{font-family:raelaPro;src:url(/_next/static/media/92807d718ad94914-s.woff2) format("woff2");font-display:swap;font-weight:800;font-style:normal}@font-face{font-family:raelaPro Fallback;src:local("Arial");ascent-override:88.97%;descent-override:22.48%;line-gap-override:8.65%;size-adjust:115.66%}.__className_676402{font-family:raelaPro,raelaPro Fallback,Inter,system-ui,arial}.__variable_676402{--font-raela-pro:"raelaPro","raelaPro Fallback",Inter,system-ui,arial}